In a perfect world, earthquakes and floods would be rare—but as we've seen in recent natural disasters, the consequences can be devastating. If your home was lost in a natural disaster, could you afford to pay out of pocket to repair the damage, and would your homeowner's insurance policy offer enough coverage? Would you be able to rely on government help? Standard homeowner's insurance policies don't ordinarily cover damages caused by earthquakes and floods.
21 July 2015
If you are a homeowner, you may already have home insurance. After all, homeowner's insurance is a necessity. Nevertheless, it can be expensive. Here are five ways to help you reduce your home insurance premiums: Increase Your Deductible Your home insurance deductible can affect the overall cost of your policy. If your deductible, which is the amount of money you pay out-of-pocket before your insurer pays, is too low, your premium costs can be higher than they should be.
29 June 2015
With the summer months upon you, it only makes sense that you are going to be out and about doing more things around your home. Because of this, there is the risk of added injuries occurring. To make sure your home is as safe as it can be, consider implementing some of the following safety tips into your domicile. Check to make sure all of the smoke alarms are working properly.
25 June 2015
Are you looking for home insurance policy or wondering about which kind of properties can be harder to insure? Check out this list of important issues that you might have to deal with when contacting a home insurance company. 1. Poor Fire Coverage or Not Enough Fire Resources Home insurance companies will want to know that common-sense fire safety equipment is installed in a home or property. This includes smoke detectors, fire extinguishers and other basics.
5 June 2015