While you may need auto insurance to drive your car, you probably don't want to be paying top dollar for it. When you have multiple drivers in your household, the costs can quickly add up. If you are looking to cut back on insurance premiums, these tips will help you do it. Select a Higher Deductible One big factor that determines your insurance premium costs is your deductible. The less you pay when you get into an accident and make a claim, the more you pay for your insurance premium.
14 October 2016
When many people receive their home insurance renewal information in the mail, they simply call their local agent, state that they wish to renew the policy and then sign the necessary paperwork. While you might occasionally be tempted to take this approach, it's in your best interest in put a little more thought into the renewal process. You're certainly welcome to discuss the various rate options with your agent, but it's also a good idea to think about any changes that you've made in the years since you last signed insurance paperwork — and how they might impact the current worth of your home.
7 October 2016
Are you overwhelmed with the cost of your auto insurance rate? If you are but want to keep the same coverage that you have while reducing your monthly cost, then there are definitely some features and benefits that you can take advantage of to start saving on your auto insurance. So, before you continue to pay high rates or put yourself at risk by reducing your coverage as a way to save, be sure to take advantage of the following:
28 September 2016
Few debates have raged for so long or become so heated as those that center on whether or not raw milk is safe for human consumption. On one side of the debate are raw milk advocates who believe that the pasteurization process destroys vital nutrients in the milk and robs it of its nutritional benefits. On the other side are those who oppose drinking raw milk because they believe it must be pasteurized in order to kill any harmful pathogens that may have contaminated the milk and ensure that it is safe for consumption by the public.
9 September 2016
Insuring your home against damages is critical due to the importance and value of this possession. Unfortunately, there are many new homeowners that are not very well-informed when it comes to the steps for properly insuring their homes against the various hazards that might arise. To help you with this important part of being a homeowner, you will want to consider these tips. Appreciate the Fact That Your Home's Property Value Will Fluctuate
25 August 2016
If you are active duty military, you have Servicemembers Group Life Insurance, or SGLI, to protect your family while you serve. Once you are discharged, you can purchase Veterans Group Life Insurance, or VGLI. Or, you can purchase life insurance from a company that sells it to the private sector. Here's what you need to know to determine which type of policy is best for you. How VGLI Works The only factor for determining the premiums for VGLI is your age.
4 August 2016
A common misconception with insurance is that simply having a policy means that you are covered. There are actually many different factors that go into an insurance policy, with ways to both increase or lower the premium based on your coverage. That means it is possible that you don't have enough coverage to protect your home if you need to make an insurance claim because of the choices you made when getting the policy.
22 July 2016
Are you planning on getting married and wondering what the financial risks are if there is a severe weather condition or if something happens that prevents you from getting married? These are potential problems that you want to plan for in advance so you don't end up losing out on a ton of money when the unexpected occurs. Talk with an insurance agent about getting these three types of insurance before you walk down the aisle.
1 July 2016
Just as the best defense is a good offense, the best way to manage any situation is to prepare for it. So it goes with car insurance. While you may have considered various back-end, post-purchase ways to lower your can insurance costs, some of the best cost-saving measures for car insurance can only be taken advantage of before you actually purchase your car. Here are 5 ways you can help bring your car insurance costs down the next time you're ready to purchase a new vehicle and get that title and registration.
19 May 2016
Owning a home isn't just a significant financial investment, it also accompanies an extensive time investment. This is particularly the case when it comes to home maintenance. Failing to recognize the importance of maintenance comes along with a number of penalties. Increased Insurance Costs Poor maintenance efforts create a domino effect for damage. For example, rusting pipes can eventually lead to a water leak that results in water damage that could ultimately cause mold growth and extensive structural damage.
6 May 2016