4 Tips For Reducing Auto Insurance Rates

Insurance Blog

Being able to reach your destination each day will largely depend on your vehicle. You'll want to drive a car that is in good condition, and that is covered in the event of an accident. It's ideal for the right things to do and the wrong ones to avoid to help keep your auto insurance costs down. This will help you save money year round and knowing effective ways to reach this goal will pay off significantly for you.

Tip #1: Safety features

If you don't have the latest model car with some the safety features, you should add these to the vehicle you do drive. Listed below are some of the safety items that can reduce the cost of your insurance:

1. Airbags – These can save your life if you're in a serious accident by expanding and protecting your body from the impact.

2. Anti-lock brakes – Being able to make a fast stop is necessary at any time while driving. You'll be able to do so with having these brakes installed.

3. Security alarm – By having an alarm on your car that goes off if a theft tries to steal it, this may allow you to get a discount on your insurance.

Tip #2: Avoid coverage lapses

It's legally required that you have auto coverage in most states. You will want to avoid letting your coverage lapse to help keep your costs down and avoid potential legal fines.

Tip #3: Pay upfront

You may have the option to make monthly payments for your auto insurance, but this can end up costing you more money. Most companies will charge an additional fee for the extra paperwork that is necessary when you select the monthly payment options.

Simply pay your bill at one time to avoid installation costs that can quickly add up over time.

Tip #4: Carpool

Consider asking your neighbors if carpooling is an option. You may find that many of the people that live around you work near you or at the same place. Doing this will allow you to drive less, and this translates to lower insurance costs.

Being able to decrease the amount of your auto insurance is ideal for any situation. Being able to do so can ease your mind and help your wallet. Be sure to consult with an insurance agent like Family Insurance Centers in your area for additional money saving insurance tips.


10 February 2016