You probably know by now that getting into a car accident or speeding can raise your auto insurance rates. Unfortunately, those are not the only things that can raise your monthly premiums. It is very important to know what can potentially raise your car insurance premiums in the future. Here are five things that can raise your auto insurance rates. Poor Credit Rating A poor credit rating does not just make it a lot more difficult to get approved for loans; it can also raise your car insurance rates.
8 November 2014
Insurance bonds, also commonly referred to as surety bonds, can play an important role in protecting both businesses and consumers from financial loss. Unfortunately, far too many people fail to understand the way these bonds work, and therefore fail to take advantage of the benefits they are able to offer. Taking the time to review the answers to the most frequently asked questions regarding insurance bonds, you can ultimately ensure that you do not find yourself in this same unfortunate situation.
7 November 2014
If you've ever had to make an insurance claim, you're probably well aware of the fact that what's listed on your policy isn't black and white. Your insurance policy is probably at least 75 pages long, and most insurance agents aren't allowed to give exact details on claim scenarios. Detailed below are five common perils you might be at risk at if it's not specifically stated on your policy. Water Back-up and Sump Overflow: This is a peril most people would assume is already baked into the policy, and many are surprised that it isn't.
6 November 2014
For those who are looking to get their first life insurance policy, through a company like Watauga Insurance Inc, the task may feel intimidating. There are so many companies out there, especially online, and they all seem to claim to have the lowest rates. But which ones actually offer you the best rates? No one wants to settle for the lowest price if it means that they do not get a valuable product in return.
5 November 2014
When selecting a home insurance policy, one factor that will have the biggest impact on your insurance premiums is the amount of coverage you have. It is the maximum amount your insurance company will pay out, and needs to cover complete replacement of the house in a worst case scenario. How can you make sure that you are purchasing not too much or too little insurance? Start by keeping these 3 factors in mind.
4 November 2014
Comprehensive auto insurance is a valuable option that can help you in the event of automotive accidents. However, some people opt out of this coverage unless it is mandatory due to financing or state requirements. Many people make the mistake of believing that comprehensive is only good if they happen to be in a hail storm or the windshield cracks. However, give comprehensive auto insurance a second look. This type of insurance offers other unique benefits you may not have known about:
3 November 2014
If you have a fire occur within your home, which has left the condition in a way where you are able to salvage your property, you will need to go through a series of steps during the restoration process to make sure your home gets the help needed to get back into a usable state. Here is a list of what needs to be addressed during the fire restoration process so that you have a better idea of how it works and how soon you will be able to use your property once again.
30 October 2014
Bounty hunters don't need a warrant to break into a fugitive's home. The lack of a warrant makes it easier to bring very dangerous fugitive back into custody, but breaking into a home always presents serious safety risk to a bounty hunter. An attack dog on the property definitely is an extremely dangerous threat. Are you thinking about working on behalf of a bail bonds company recover fugitives? If so, part of your bounty hunter training must entail learning about how to avoid or deal with an dangerous canine upon entering someone's property.
30 October 2014
Are you currently shopping for a new home? If so, there are other expenses besides the home that you need to take into consideration, since the cost of your homeowners insurance will likely increase if you buy a larger property. Well, there are ways to save on your homeowners insurance when shopping for your new home, as you can buy a home that is more secured, safe and reliable. So, when shopping for a new home, be certain that you take advantage of ways to reduce your home insurance premium by shopping for a home that:
29 October 2014
Do you like spending money on car insurance? Although it is a necessary expense, many people find themselves cringing whenever they send in a check or submit their regular online monthly payment. Here are three ways that you might be able to save money on your monthly car insurance premiums, without sacrificing your coverage levels. 1: Increase Your Deductible If you are good with your money, it might frustrate you to spend more than you need to, but you might have a little bit of cash stacked away for emergencies.
29 October 2014